With over 15 years of experience as a trusted mortgage broker, I specialize in helping clients from all walks of life secure the right financing solutions—whether you're buying your first home, upgrading, refinancing, or investing. We work with major banks, credit unions, and alternative lenders to find the best-fit mortgage products for every credit profile and property type. My services include: Home Purchase Mortgages First-time homebuyer guidance Pre-approvals and rate holds High-ratio and conventional mortgage solutions Purchase plus improvements Mortgage Refinancing & Renewals Lower your interest rate Access equity for renovations, investments, or debt consolidation Early renewal strategies to save money Second Mortgages & Equity Loans Fast access to home equity for urgent needs Ideal for clients with bruised credit or unique income situations Creative solutions including private lending options Investment Property Financing Solutions for rental properties, vacation homes, and multi-units Guidance on building wealth through real estate Access to lenders who understand investors Self-Employed & Non-Traditional Income Mortgages Expert support for entrepreneurs, freelancers, and contractors Flexible documentation and lender options Laneway & Multi-Unit Property Mortgages (Toronto-focused) Financing options tailored for laneway suites, garden homes, and income properties Help navigating zoning and lender requirements I’m known for being lighthearted, down-to-earth, and always real with my clients. My goal is to make the mortgage process smooth, stress-free, and tailored to your goals. Whether you’re building a real estate portfolio or just need solid advice, I’m here to help you every step of the way. Let’s chat about how I can help you move forward confidently—whatever stage you’re at.