Mike Dias has been in the Financial Services Industry for over 30+ years. In the first 17 years of his career he spent the first 7 years with TD Bank and he followed that with another 10 years at Scotiabank. Before leaving Scotiabank in March 2011 he was the Senior Manager at Scotiabank’s flagship branch, Scotia Plaza where he guided and led Scotiabank’s retail banking team. Knowing that there was so much more to offer Canadian consumers when it came to the most important investment they would ever make, Mike decided to join the Mortgage Broker Industry and apply what he had learned over 17 years.
Mike is now the founder and principal broker of DNA Lending Group which was founded in October 2024. Mike has now been in the Mortgage Broker Industry for 15+ years. Mike’s philosophy is simply “Lead with the heart not your brain and it’s important to get comfortable with being uncomfortable to truly be able to help and serve others and grow, personally and professionally” His philosophy is embedded in his principles, his values and his core beliefs and they are woven into the fabric of DNA Lending Group.
Mike understands work/life integration so when he’s not working he enjoys spending time with his son Nathan and taking him to the many sports events in North America and enjoys getting away from Toronto to disconnect and recharge as much as possible because burnout is real!
Application MCC Home Centre
Téléchargez notre application hypothécaire canadienne pour tous vos besoins en matière d'hypothèques. Elle est conçue pour vous aider à naviguer rapidement et facilement dans la complexité des hypothèques.
Scannez le code QR pour télécharger notre application gratuite
Téléchargez notre application mobile et accédez à tous les outils hypothécaires premium pour vous aider à planifier votre prochain achat, renouvellement ou refinancement.
Que pouvez-vous faire avec notre application mobile ?
Obtenez une préqualification sans vérification de crédit
Calculez le coût total de possession d'une maison
Calculez le revenu nécessaire pour une hypothèque
Estimez l'acompte minimum requis
Calculez l'hypothèque maximale que vous pouvez vous permettre
Estimez les frais de clôture spécifiques à votre emplacement
Témoignages
Soo L
Mar 26 2026
We have worked with Mike and his team for almost a decade and we are truly grateful to have him as an advisor. He presents solutions, even when there are obstacles and he is always positive, supportive and thorough. He turns a stressful process into a smooth, streamlined experience. Mike is extremely knowledgable and professional and he is also a great person who truly cares about his clients. We have referred him to friends and family without hesitation. Thank you Mike
Greg K
Mar 24 2026
We have been using Mike for mortgage services for 10+ years and cannot recommend him and his team enough. They make the process so easy in what could otherwise be an incredibly stressful task. We literally will never use anyone else. Thanks Mike!!
Michael C
Mar 24 2026
We have completed quite a few deals with Mike and team and all have been challenging including the last one. Where others fail, this team gets it done!!
Great job Mike, Shawn and Melanie!!
Grant S
Mar 24 2026
We have used Mike and his team for the last 3 property purchases we have made. Can’t speak more highly of them if I tried! Always a great experience and always willing to pick up the phone when we call. Would highly recommend them to anybody looking to buy or refinance property.
Ivy V
Mar 24 2026
I can’t say enough good things about Mike, Shawn and Melanie at DNA Lending Group. What impressed me most was how proactive and organized they were making the entire mortgage process smooth and stress-free.
They genuinely cared about finding the best option for me not just the fastest or easiest one. They were always friendly, patient, and quick to respond to any questions I had (and I had a lot!), explained everything clearly, kept me updated every step of the way, and made sure I felt confident and informed throughout the process.
Thanks to their hard work and dedication, I able to secure an excellent rate. I am so grateful for their help and would recommend them to anyone looking for a mortgage broker who truly goes above and beyond.
Roberto C
Mar 5 2026
Mike and the team at DNA Lending Group are truly one of a kind. The service is impeccable and they are experts at simplifying complex situations and decisions. By far the most professional and skilled team out there
Stephen V
Mar 5 2026
Thank you so much. Our family really appreciates you through our many transactions over the decade. You and your team are true professionals and we look forward to dealing with you in the future
N Slater
Mar 5 2026
I am incredibly grateful to Mike and the entire team for everything they have done for me over the years. They have supported me through multiple home purchases and every experience has been exceptional. Their guidance, expertise, and professionalism made the process smooth and stress-free every single time. Mike has been instrumental in turning my homeownership dreams and needs into reality - from answering every question to finding the best solutions along the way. Honestly, I could not have done it without them and I truly appreciate their care and commitment.
I highly recommend Mike and team to anyone looking for mortgage solutions from professionals that genuinely care
Wanda M
Mar 2 2026
We have been working with Mike for years, and he consistently provides outstanding service. He is professional and extremely knowledgeable, but what really stands out is that he finds creative mortgage solutions and explores the best financial options that truly save us money, which we really appreciate. Highly recommended!
Nihal Abbas
Feb 23 2026
Mike was absolutely wonderful to work with. He explained every step of the mortgage process so clearly and made everything feel easy and seamless. He also got me the best rate possible, which I’m so grateful for. On top of that, I received a gift card in the mail as a thank-you, which was such a thoughtful surprise. Thank you, Mike, Highly recommend DNA lending for all your mortgage needs
Drew S
Jan 12 2026
We had a fantastic experience with DNA Lending Group. Mike and his team were extremely knowledgeable, organized, and always approachable. They were consistently available to answer our many questions and took the time to help us explore mortgage options that truly fit our lifestyle and future plans. Their guidance was incredibly helpful throughout the entire process. We would highly recommend them
Shahriar B
Jan 8 2026
My wife and I have been working with Mike Dias for years. He has always been knowledgeable and very friendly. He has helped us and my family members with whatever they need. Mike is the best. I wouldn't use anyone else
Abrham G
Oct 1 2025
We had an excellent experience working with DNA Leading Group when switching our mortgage to Scotiabank. Mike and his team were incredibly helpful, professional, and patient throughout the entire process. They made the transition smooth and stress-free, keeping us well informed every step of the way.
A special thank you to Mike for going above and beyond not only for his outstanding support but also for the thoughtful gift. We truly appreciate your dedication and personal touch. Highly recommended!
Catherine J
Oct 1 2025
Mike and his team made everything so much more easier when I bought my house. Very professional
Shannon K
Sep 24 2025
Mike helped with our first mortgage on our home. As first-time homebuyers we had lots of questions; Mike was very patient and communicative with us and ensured we secured the best rate possible. Will definitely be recommending DNA to our friends who are looking to buy in the future. Thanks Mike, Shawn, Melanie & team
Nysheeka B
Mar 24 2025
I’m at Mike in 2019 prior to Covid. I had every intention to purchase my first home and I was given a referral but my God Mother who had worked with Mike previously. As this was pre-Covid, I went into Mike’s office and he had an entire presentation for me and my son where he explain the entirety of what it would mean to qualify for a mortgage. I was 24 years old at the time and had no idea what it would take to own a property, or what it would mean to qualify for a mortgage. Mike took about an hour and a half to two hours to explain the entirety of what it would mean to own qualify for a mortgage. I left feeling completely knowledgable about what my options would be, and I felt very very very secure in Mike as my mortgage broker. I was fortunate enough to only view one home in the exact area that I wanted with the requirements I wanted, in the price range that I wanted. I called Mike immediately after I was told by my realtor that I had secured the property which then led to Mikes role which was securing my mortgage. The process in which I had to upload my documents, provide all the information to Mike was seamless. I went in person and signed the documents. I took some pictures with Mike and was successful in obtaining my first home. MIKE even went above and beyond and had one of his staff support me with obtaining home insurance as well. Additionally, MIKE checked in quarterly with me to make sure everything was going perfectly with My mortgage. Anytime I have any finance question, I can send Mike a text or an email and he’s always available to answer any questions that I may have. When it was time for me to refinance my mortgage in 2025, Mike reached out to me a couple of months before to let me know that we would be working together again, and he would do his best to secure me an A Lender for my refinance which he was successful in doing for me. He always sends me Christmas cards and gift cards to thank me for my business. Any questions that I have he always ensures that he’s able to answer them in a timely manner. He’s honestly one of the most supportive workers that I think I’ve ever had and I would recommend him and have recommended him to a lot of of my friends. He is extremely professional friendly and knows what he is doing. Let me repeat that..HE KNOWS WHAT HE IS DOING AND HE IS AMAZING AT WHAT HE DOES. If you are a first time homebuyer and you need support with your mortgage 1000% recommend MIKE and his team. Super professional and everything is extremely seamless with the Communication. Thank you again MIKE for all the work you’ve done and continue to do for me and my family. I look forward to continuing working with you thank you, Mike!!
Liza B
Mar 24 2025
Mike and team provided great, detailed and organized service. We felt supported the whole process through our Mortgage renewal. Highly recommend
Soo L
Mar 26 2026
We have worked with Mike and his team for almost a decade and we are truly grateful to have him as an advisor. He presents solutions, even when there are obstacles and he is always positive, supportive and thorough. He turns a stressful process into a smooth, streamlined experience. Mike is extremely knowledgable and professional and he is also a great person who truly cares about his clients. We have referred him to friends and family without hesitation. Thank you Mike